|
as of
March 1, 2001
|
Deposit
Accounts |
| Savings
Accounts |
3.50% |
APY
3.56% |
|
|
|
| Checking
Accounts (No Monthly fee) |
2.25% |
APY
2.27% |
| ATM
Cards (with No Transaction fees) |
| Christmas
Clubs |
3.00% |
APY
3.04% |
|
|
|
| Vacation
Clubs |
3.00% |
APY
3.04% |
|
|
|
| IRA
Accounts |
4.50% |
APY
4.68% |
|
|
|
|
Term
Share Certificates |
| (6 months) |
5.50% |
APY 5.65% |
| (12
months) |
5.7500% |
APY
5.9% |
| (24
months) |
6.00% |
APY
6.17% |
|
|
|
|
Loans |
|
|
UP TO: |
| Unsecured
Personal |
9.90% |
12 months |
| to
$5,000 1-signature |
10.90% |
24 months |
| $5,000
to $15,000 2-signatures |
11.50% |
36 months |
|
12.00% |
48 months |
| Secured-Personal |
3% |
plus-the-rate .
. . 60 months |
| Instant
Cash |
11.00% |
18 months |
| Auto-
New
(1 to 3 years old) |
5.50% |
24months |
| 5%
Down |
6.0% |
36months |
|
6.25% |
48months |
|
6.5% |
60months |
| Used
3 years &older 10% Down |
8.25% |
48-months |
| Recreational
Vehicle |
8.50% |
60-months |
| 15%
Down-used |
9.00% |
120-months |
| 10%
Down-new |
9.50% |
180-months |
| Educational
- . . $2,500 Undergraduate |
8.00% |
12-months |
| $5,000
Graduate |
|
12-months |
| Special |
7.99% |
12-months |
| Equity
Lines of Credit Variable-$50,000 max |
.25% |
above prime |
| Equity
Loans Fixed-$50,000 max |
7.75% |
1 to 5 years |
|
8.25% |
6 to 10 years |
|
8.75% |
11 to 15 years |
|
Note:
Rates and Terms are subject to change without notice
APY =
Annual Percentage Yield
|