Curriculum Vitae

Education

Doctor of Philosophy in Finance, December 1990
University of North Carolina (Chapel Hill)
  • Dissertation: Market Structure and Inefficiency in the Foreign Exchange Market, co-chaired by Profs. Mark J. Flannery and Mustafa N. Gültekin
Bachelor of Arts in German and Economics, December 1983
Indiana University (Bloomington)
Bachelor of Science in Finance, August 1982
Indiana University (Bloomington)

Current Employment

Senior Financial Economist
Federal Housing Finance Agency (FHFA) (Washington, DC)
Dec. 2003 - Present
Senior Partner
ProBanker Simulations, LLC (Washington, DC)
Jan. 2000 - Present
Partner
RiskTec Currency Management, BV (Rotterdam, The Netherlands)
June 2007 - Present (part time)

Past Employment

Financial Regulatory Fellow and Senior Financial Economist
Office of Thrift Supervision (OTS) (Washington, DC)
July 1999 - Dec. 2003
Visiting Assistant Professor of Finance
University of North Carolina at Charlotte (UNCC) (Charlotte, NC)
Jan. 1998 - June 1999
Assistant Professor of Finance
Concordia University (Montreal, Quebec)
June 1993 - June 1997
Economist and Visiting Scholar
Federal Reserve Bank of St. Louis (St. Louis, MO)
Sep. 1989 - July 1993
Financial Administration Trainee
Commerzbank, AG (New York, NY)
Aug. 1984 - July 1985

Research Articles

M. Flood, "Embracing Change: Financial Informatics and Risk Analytics", Quantitative Finance, 9(3), April 2009, 243-256.
M. Flood, R. Huisman, K. Koedijk, and R. Mahieu, "Quote Disclosure and Price Discovery in Multiple Dealer Financial Markets", Review of Financial Studies, 12(1), Spring 1999, 37-59.
M. El-Makkoui, and M. Flood, "Intradaily Tests of Put-Call Parity in the Foreign Currency Options Market", Journal of International Financial Markets, Institutions and Money, 8(3/4), November 1998, 357-376.
M. Flood, "Market Structure and Inefficiency in the Foreign Exchange Market", Journal of International Money and Finance, 13(2), April 1994, 131-158.
M. Flood, "Two Faces of Financial Innovation", Review, Federal Reserve Bank of St. Louis, September/October 1992, 3-17.
M. Flood, "The Great Deposit Insurance Debate", Review, Federal Reserve Bank of St. Louis, July/August 1992, 51-77.
M. Flood, "Microstructure Theory and the Foreign Exchange Market", Review, Federal Reserve Bank of St. Louis, November/December 1991, 52-70.
M. Flood, "An Introduction to Complete Markets", Review, Federal Reserve Bank of St. Louis, March/April 1991, 32-57.
M. Flood, "On the Use of Option Pricing Models to Analyze Deposit Insurance", Review, Federal Reserve Bank of St. Louis, January/February 1990, 19-35.

Pedagogical Publications

M. Flannery, and M. Flood, Flannery and Flood's ProBanker: A Financial Services Simulation, U.S. edition, Irwin/McGraw-Hill (ISBN: 025623051X), 1998,
C. Draimin, and M. Flood, Financial Markets and the Economy: The Canadian Experience, Prentice Hall Canada (ISBN: 0138900213), 1998,

Other Publications

M. Flood, "Discussion (of Yield and Inflation Differentials between Canada and the United States, by Ben Fung and Eli Remolona)", Information in Financial Asset Prices, K. Clinton and M. Zelmer, eds., Bank of Canada, 1998, 133-139.
M. Flood, "U.S. Historical Data on Bank Market Structure", Inter-university Consortium for Political and Social Research (ICPSR), Ann Arbor, 1998, http://users.rcn.com/mdflood/research/bankdata-hist.html,
M. Flood, "Incomplete Markets", Business Cycles and Depressions: An Encyclopedia, D. Glasner, ed., Garland Publishing (ISBN: 0824009444), 1997, 321-323.
M. Flood, "Comment (on: Foreign Exchange Volume: Sound and Fury Signifying Nothing?, by Richard K. Lyons)", The Microstructure of Foreign Exchange Markets, J. Frankel, G. Galli and A. Giovannini, eds., University of Chicago Press and NBER (ISBN: 0226260003), 1996, 202-205.
M. Flood, "Deposit Insurance Problems and Solutions", Review, Federal Reserve Bank of St. Louis, January/February 1993, 28-34.
M. Flood, "How Close are Bond and Equity Mutual Funds to Money?", Monetary Trends, Federal Reserve Bank of St. Louis, June 1993, cover page.
M. Flood, "Tinkering with federal deposit insurance", Central Banker, Federal Reserve Bank of St. Louis, Summer 1992,
M. Flood, "The Effect of Counterfeiting on the Fed's Currency Statistics", Monetary Trends, Federal Reserve Bank of St. Louis, June 1992, cover page.
M. Flood, "Deposit Insurance and the Full Faith and Credit of the U. S. Government", Monetary Trends, Federal Reserve Bank of St. Louis, Mar. 1992, cover page.
M. Flood, "Real Value of FDIC Coverage", Monetary Trends, Federal Reserve Bank of St. Louis, Nov. 1991, cover page.
M. Flood, "M2 Growth and the Activity of the RTC", Monetary Trends, Federal Reserve Bank of St. Louis, Oct. 1991, cover page.
M. Flood, "The Health of the Commercial Banking Industry", Monetary Trends, Federal Reserve Bank of St. Louis, Apr. 1991, cover page.

Professional Certifications and Awards

Licensed Commodity Trading Advisor (CTA), National Futures Association (NFA) , Nov. 2007
(Series 3 Exam)
Sun Certified Programmer for Java 2 Platform 1.4, Sun Microsystems , Sep. 2007
(Test: CX-310-035)
Financial Risk Manager (FRM), Global Association of Risk Professionals (GARP), Nov. 2006
(Top quartile, all sections)
Best Review Article, Federal Reserve Bank of St. Louis, 1992
Best Review Article, Federal Reserve Bank of St. Louis, 1991

Competitive Grants

Research Fellow, Federal Deposit Insurance Corp., Center for Financial Research (Washington DC), Annual Research Funding Program, 2008
Global Finance World, University of North Carolina (Charlotte), Summer Web Workshop, 1998
The design of communication structures in securities markets, Social Sciences and Humanities Research Council of Canada (SSHRC), 1994-97
Faculty Research Development Grant, Concordia University, 1993-96
Faculty Teaching Development Grant, Concordia University, 1995
Graduate School Fellowship, University of North Carolina (Chapel Hill), 1985-86

Consulting and Limited-term Engagements

Visiting Researcher
Erasmus University (Rotterdam)
June - July 2004
Part-time Consultant
Federal Deposit Insurance Corporation (Washington, DC)
Sep. 1996 - Sep. 1997
Visiting Researcher
University of Limburg, Limburg Institute of Financial Economics (LIFE) (Maastricht)
June 1996
Consultant
Federal Reserve Bank of New York (New York, NY)
June 1996
Consultant
Federal Reserve Bank of St. Louis (St. Louis, MO)
Feb. 1996
Consultant
UNC Courseware Development Project and Harvard Institute for International Development (HIID) (Chapel Hill, NC)
Sep. 1986 - July 1989
Instructor and Research Assistant
University of North Carolina (Chapel Hill, NC)
Aug. 1985 - May 1989

Other Professional Activities

Research Conferences

Refereeing

Avocational Activities

Cosmos Club of Washington DC, member since 2006