This is a course that provides the student with information on Insurance. This course provides you with knowledge on all aspects of Insurance. We will discuss Health Insurance, Automobile Insurance, Career Insurance, Life Insurance, Property Insurance (Home Insurance) and Renters Insurance. We will also discuss ways to save money buying insurance.

-Insurance Fundamentals

• Risk
• Policyholders
• Premium
• Deductibles
• Co-Insurance

-Automobile Insurance

• Liability Insurance
• Medical Payments
• Property Damage
• Uninsured Motorist Coverage
• Collision Insurance
• Comprehensive Insurance
• Financial Responsibility Laws
• Compulsory Insurance
• No-Fault Insurance

-Property Insurance

• Personal Liability Insurance
• Real Property vs. Personal Property
• Standard Fire Policy
• Homeowners Policy- 3 types
• Renters Insurance

-Life Insurance

• Term Life (Level vs. Decreasing)
• Permanent Life
• Whole Life
• Ordinary Life
• Limited Payment Life
• Variable Life
• Insurable Interest
• Face Value
• Cash Value
• Beneficiary

• Hospital Insurance
• Surgical Insurance
• Regular Medical Insurance
• Basic Health Insurance
• Major Medical Insurance
• Co-Insurance Clause
• Dental and Eye Insurance
• Disability Income Insurance
• HMO
• Workers Comp
• Medicaid and Medicare

-A Computer Available at School

-Time to work on written summaries outside of school

-E-mail Address

-Start- When Course is Ready

-Finish-Depends on Your Progress

-5 Written Papers on Insurance

-Prompt Responses to my E-mail (As I will Promptly Respond to Your E-mails. I check my E-mail Each Day.)

-Self-Assessment

My assessment process gives you the opportunity to self-assess yourself. It gives you the chance to find out how you are doing and what you need to work on. You need to learn how to monitor your own progress by asking yourself:

1. Where am I at?
2. Where am I going?
3. What do I need to do to get there?

By teaching you how to think and not what to think, you will develop strong values and confidence to make better decisions.

Rusty Taylor has been teaching for 25 years. He is certified in Business Education K-12 and Computer Technology. He coaches Cross-Country at Hodgdon High School and runs 40-50 miles a week. He is also a private pilot and a swimming-lifeguard instructor for the Red Cross. He has a BS in Accounting from UMM and an MED and CAS from UMO. He is a Certified Maine Assessor and teaches for the Bureau of Taxation Division during the summer. He attended the College of Insurance in 1997 in New York City.

Most of the information contained in this Course has been obtained from South-Western Publishing Co., Fourth Edition, Copyright 2000.